Archive for April, 2008

06
Apr

Sebab hati tak bahagia

Antara mazmummah utama yang menghilangkan bahagia di hati ialah :

1. Pemarah
Paling
mudah dikesan atau dilihat dan paling banyak di dalam diri
manusia.Orang seperti ini jarang mendapat kawan dan hati tentunya tidak
terang.(sape nak dekat kalau asyik nak marah ajer.. bawak2lah senyum..
tentu org tak takut nak dekat punyer..)

2. Pendendam
Tersembunyi
iaitu ibarat mengumpul lahar di dalam dada. Orang seperti ini sentiasa
mencari-cari peluang untuk membalas dendam hatta secara yang
kecil-kecil sekalipun seperti sakitkan hati atau tempelak orang yang
didendami itu. Sebab itu orang pendendam mudah kena sakit jantung. (Ini
kes dendam kesumat lahh nie..)

3. Hasad dengki
Amalannya hangus akibat hasad dengkinya itu kerana ia memiliki sifat ketuhanan. (tak elok dengki mendengki nih..)

4. Bakhil
Sentiasa
merasakan orang lain menginginkan harta, kesenangan, pangkat dll.dari
dirinya. Contohnya sentiasa berdalih mengatakan ia tiada duit.(rezeki
yang diberi oleh Allah elok dikongsi bersama..-derma)

** Allah
lebih sayang orang yang fasiq tetapi pemurah tetapi benci orang yang
abid tetapi bakhil. Kerana walaupun fasiq, pemurahnya itu tetap memberi
manfaat pada orang lain kerana kadangkala rezeki itu Allah beri melalui
makhluk.

5. Tamak
Orang
yang tidak puas dengan yang sedikit nescaya tidak akan puas dengan yang
banyak kerana dunia ini ibarat meminum air laut… walau berapa
banyak yg diminum tetap tak abis jugak! lagipun org tamak selalu rugi..

**
Ingat! Yang dikatakan harta atau rezeki kita bila ia dipakai atau
digunakan oleh kita. Selagi tidak diguna iaitu disimpan, itu belum
boleh dikatakan rezeki kita. (mungkin ada hak orang lain di situ)
Biarlah rezeki itu sedikit tetapi mendapat keberkatan iaitu dapat
dimanfaatkan.

6. Tidak sabar
Andainya
perkara yang kecil pun tidak boleh bersabar apatah lagi hal-hal yang
lebih besar. (oleh itu banyak2kanlah bersabar bila hadapi
dugaan..cthnyer time keja banyak.. tetap maintain vogue walau keja
bertimbun atas meja..heh..heh. .)

7. Ego
Ibu
segala mazmummah jadi ia membuatkan seseorang paling tidak tenang.Orang
yang memiliki sifat ini pantang tercabar dari sudut zahir mahupun
batin. (yg nie no komen).. pasal semua org ader egonya sendiri.. cuma
tinggi/rendah tahap keegoan tersebut.

8. Riak
Terseksa
sendiri kerana sentiasa tercari-cari peluang untuk dipuji. Sentiasa
berlakun-lakun di depan orang. Jika ia dipuji, ia akan menambah amalnya
tetapi jika dikeji, ia akan mengurangkan amalnya. Allah marah kalau
kita riak..takabbur dgn aper yg kita ada.

9. Cinta dunia
Tidak
dapat menderita, dapat pun menderita kerana bila sudah dapat susah pula
menjaganya. Berhartalah tidak mengapa tetapi kawal hati jangan
diletakkan pada harta itu. biler mati cuma bawa amalan dan doa anak yg
soleh/solehah

**Cinta dunia merupakan "neraka dunia" kerana
dunia itu "panas" akibat ia merupakan barang buruan dan rebutan. Jadi
letakkanlah akhirat itu di hati dan dunia itu di tangan supaya dunia
itu senang dibahagi-bahagi dan akhirat dibawa mati.

Kesimpulan
Jadi
yang meragut kebahagiaan sebenarnya bukanlah secara TOTALnya disebabkan
kemiskinan, musibah, kesibukan dllnya. tetapi ialah MAZMUMMAH.

****Makin
tinggi mazmummah seseorang, makin ia tidak BAHAGIA.**** Samada
bermujahadah atau biarkan saja mazmummah itu,kedua-duanya tetap
menderita tetapi andainya bermujahadah kita akan dibantu Allah dan akan
bahagia jua akhirnya. So..sama-samalah kite sentiasa ingat mengingati
antara satu sama lain.

cdt to paan

05
Apr

Spend laa

10 Examples how you can overspend unnecessarily

A
fresh graduate decides to buy an imported Japanese car. As a result, he
uses up 50% of his salary for the monthly installments, car maintenance
and petrol. He is then left with another 50% for his other commitments
and expenses.

1.
A fresh graduate decides to buy an imported Japanese car. As a result,
he uses up 50% of his salary for the monthly installments, car
maintenance and petrol. He is then left with another 50% for his other
commitments and expenses.

2.
You impulsively swipe your credit card to pay for the latest Apple
laptop you always had an eye on. At the end of the month, you find that
you are unable to pay the amount due.

3.
Your colleague just moved into a semi-detached house. You sold your
entire investment portfolio and existing apartment, took up a bigger
mortgage to buy the house next to his.

4.
An office lady uses her entire month’s salary to buy the Louis Vuitton
hand bag, just because her colleague shows off one to her.

5. You want your boy friend to propose only if he presents you with a Tiffany’s ring.

6.
A father took up a personal loan of RM10,000 so that he can take his
family for a vacation to Australia. Although he did not need to take
this holiday given his financial situation, he did so because his
neighbour just came back from New Zealand.

7. Have a breast implant to impress the man you are interested in although he is not interested.

8.
You bought an expensive set of home theatre system. However, you rarely
watch any DVD at home since you are too busy at work. It is just to
impress your friends who visit your house.

9. Bought a Rolex watch during your trip to Switzerland just because your boss said that it was a great investment.

10.
You spent lots of money on your wedding ceremony and serve the best
food, although all your wife wanted was a honeymoon in Europe.

What is the money you don’t have?

  • Credit card
    - If you can’t afford to pay it in full when the charges is due, it is
    the “future money”, not “current money” that you already have
  • Mortgage - you use the bank’s money to buy a house and stay in it, as long as you are able to pay it back to the financier.
  • Personal debt - getting a personal loan to spend on something is the stupidest thing to do.
  • Loan shark - those who don’t have credit card, without proper documents to borrow from banks will look for “favours” from loan shark.
  • Easy installment plan to purchase consumer product

What are the things that you don’t necessarily need?

Car, a plush house, gadgets and other things that do not fall within your budget. The rule of thumb is to spend less than one third of your income on these items.

Who are the people you don’t like?

  • Friends, colleagues and relatives who like to show off,
  • those who look down on you,
  • those who slap you on the back.

You can have a thousand reasons to hate and dislike somebody, but you don’t have to hurt your wallet.

Have you ever done something like that?

We
sometimes, unknowingly, spend money on instant gratification, only to
regret much later. We sometimes also give in to our temptations to buy
things that we don’t have much use for or things that are impractical.

The next time, before you decide to blow your cash on something, try to think about how many hours of toiling at work that money equates to. This does not mean you need to stinge on everything that you wish to buy. Only buy something if you really need it.

Although
this may sound like easy advice, we always end up faltering. We spend
more than that we can earn and in the end, find ourselves struggling to
make ends meet.

-Credit to KCL.

04
Apr

hehe

This is cute…. you’ll get a few laughs out of this!

WHAT IS THE PROPER AGE TO GET MARRIED?*Eighty four, Because at that age you don’t have to work anymore, and you can spend all your time loving each other in your bedroom. (Judy, age 8).*Once I’m done with kindergarten, I’m going to find me a wife. (Tom, age 5)

WHAT DO MOST PEOPLE DO ON A DATE?* On the first date, they just tell each other lies, and that usually gets them interested enough for a second date. (Mike, 10)

WHEN IS IT OKAY TO KISS SOMEONE?* You should never kiss a girl unless you have enough bucks to buy her a big ring and her own VCR, ’cause she’ll want to have videos of the wedding. (Jim, age 10)* Never kiss in front of other people, it’s a big embarrassing thing if anybody sees you. But if nobody sees you, I might be willing to try it with a handsome boy, but just for a few hours. (Kelly, age 9)I

S IT BETTER TO BE SINGLE OR MARRIED?* It’s better for girls to be single but not for boys. Boys need somebody to clean up after them. (Lynette, 9)* It gives me a headache to think about that stuff. I’m just a kid. I don’t need that kind of trouble. (Kenny, 7)

CONCERNING WHY LOVE HAPPENS BETWEEN TWO PARTICULAR PEOPLE* No one is sure why it happens, but I heard it has something to do with how you smell. That is why perfume and deodorant are so popular. (Mark, 9)* I think you’re supposed to get shot with an arrow or something, but the rest of it isn’t supposed to be so painful. (Harlen, 8)

ON WHAT FALLING IN LOVE IS LIKE* Like an avalance where you have to run for your life. (Roger, 9)* If falling in love is anything like learning to spell, I don’t want to do it. (Leo, 7)

OF THE ROLE OF GOOD LOOKS IN LOVE* If you want to be loved by somebody who isn’t already in your family, it doesn’t hurt to be beautiful. (Jeanne, 8)* It isn’t always just how you look. Look at me, I’m hansome as anything and I haven’t got anybody to marry me yet. ( Gary , 7)* Beauty is skin deep. But how rich you are can last a long time. (Christine, 9)

CONCERNING WHY LOVERS OFTEN HOLD HANDS* They want to make sure their rings don’t fall off because they paid good money for them. (Dave, 8)

CONFIDENTIAL OPINIONS ON LOVE* I’m in favor of love as long as it doesn’t happen when the Simpsons are on television. (Anita, 6)* Love will find you, even if you are trying to hide from it. I have been trying to hide from it since I was five, but the girls keep finding me. (Bobby, 8)* I’m not rushing into being in love. I’m finding the ã; fourth grade hard enough. ( Regina , 10)

THE PERSONAL QUALITIES NECESSARY TO BE A GOOD LOVER* One of you should know how to write a check. Because, even if you have tons of love, there is still going to be a lot of bills. (Ava, 8)

SOME SUREFIRE WAYS TO MAKE A PERSON FALL IN LOVE WITH YOU* Tell them that you own a whole bunch of candy stores. ( Del , 6)* Don’t do things like have smelly, green sneakers. You might get attention but attention ain’t the same thing as love. (Alonzo, 9)* One way is to take a girl out to eat. Make sure it is something she likes to eat. French fries usually works for me. (Bart, 9)

HOW CAN YOU TELL IF TWO ADULTS EATING DINNER AT A RESTAURANT ARE IN LOVE?* Just see if the man picks up the check. That’s how you can tell if he’s in love. (John, 9)* Lovers will just be staring at each other and their food will get cold. Other people care more about the food. (Brad, 8)* It’s love if they order one of those desserts that are just on fire. They like to order those because it’s just like how their hearts are on fire. (Christine, 9)

WHAT MOST PEOPLE ARE THINKING WHEN THEY SAY ‘I LOVE YOU’* The person is thinking: Yeah, I really do love him. But I hope he showers at least once a day. (Michelle, 9)

HOW A PERSON LEARNS TO KISS* You learn it right on the spot when the gooshy feelings get the best of you. (Doug, 7)*It might help to watch soap operas all day. (Carin, 9)

WHEN IS IT OKAY TO KISS SOMEONE?* It is never okay to kiss a boy. They always slobber all over you… That’s why I stopped doing it. (Jean, 10)

HOW TO MAKE LOVE ENDURE* Spend most of your time loving instead of going to work. (Tom, 7)* Be a good kisser. It might make your wife forget that you never take out the trash. (Randy, 8)